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Phrasal verbs: money and shopping

Learn the phrasal verbs English speakers use to talk about money, spending, saving, and shopping.

B132 cards

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Terms in this deck

  • save up
    to gradually collect money for something
  • pay off
    to finish paying a debt, or to have good results
  • cash in
    to exchange something for money
  • pay in
    to put money into a bank account
  • top up
    to add more money or credit to something
  • trade in
    to exchange an old item as partial payment for a new one
  • rip off
    to charge someone much more than something is worth
  • sell out
    for a shop or event to have no more of something
  • snap up
    to buy something quickly because it's a good deal
  • run up
    to allow a bill or debt to increase

How to study this deck

These phrasal verbs cover saving, paying, spending and buying. Notice which ones are about accumulating (save up, run up) and which are about spending (splash out, pay off). Practice with your own everyday finances: "I am saving up for a trip", "I paid off my card". They are very useful at the bank and in stores.

The trickiest words

  • pay off: it means to fully pay a debt; it also means to produce good results: "My hard work paid off".
  • rip off: it means to cheat or overcharge: "That restaurant ripped me off". It is informal.
  • splash out: it means to spend a lot of money on something you want.

Examples in context

  • I'm saving up for a new laptop.

  • Can you top up my phone credit?

  • Shoppers snapped up the discounted items.

  • They haggled over the price at the market.

  • The business finally broke even this year.

  • He finally coughed up the money he owed.

  • We had to shell out a lot for repairs.

  • She came into some money after her aunt passed.

Mini dialogue

  • A: I am saving up for a new car.
  • B: I finally paid off my credit card.
  • A: Good for you. Don't splash out on things you don't need.
  • B: I will shop around before I buy anything.